Understanding Sustainable Investing & ESG

Sustainable investing and environmental, social, and governance (ESG) investing enables one to participate as stewards of the planet and its inhabitants by leveraging environmental, social, and governance factors when they invest. The primary goal of the ESG investment is profit, but the impact must benefit beneficiaries for it to be tagged as an ESG investment. [...]

Understanding Sustainable Investing & ESG

Spring Cleaning Your Finances: How to Declutter Your Financial Life

As we welcome the spring season and start decluttering our homes, it’s also an excellent opportunity for cleaning your finances.Spring cleaning your finances involves reviewing, reorganizing, and eliminating unnecessary financial clutter to make your money management more efficient.Despite its significance, financial cleaning is an area that tends to be overlooked during the spring cleaning spree.To [...]

Spring Cleaning Your Finances: How to Declutter Your Financial Life

The Psychology of Spending: Mindful Money Habits

Understanding the psychology of spending is crucial in today’s consumer-driven society. On the surface, our consumption habits are about fulfilling needs or wants. However, delving deeper, we find that psychological factors significantly influence our spending habits. In personal finances, ‘mindful money habits’ indicate a financially conscious and thoughtful approach to spending and saving. To [...]

The Psychology of Spending: Mindful Money Habits