Planning Resources
Financial Planning Is A Journey
Your financial future demands a road map along with professional, consistent attention to details. Let Branch Planning come along side you and provide you with direction and assurance.
Social Security Optimization
While most Americans know the basics of Social Security, not many know the best way to claim it to get the most out of what they've earned. We're here to help you understand your Social Security benefits and make the most of them. For instance, waiting to claim Social Security can boost your benefit by up to eight percent each year. Understanding the 2024 Social Security Changes: A Comprehensive Review Social Security COLA May[...]
Income For Life
A big worry for many retirees is running out of money. Let us show you how an Annuity can provide a steady income for life or add to your savings. An Annuity can be a simple, guaranteed way to get the regular income you need to live in retirement. It's a contract with an insurance company to turn your savings into a guaranteed stream of payments that lasts a set number of years, or[...]
Retirement Planning
Do you know what your retirement income will be? We can help. Let us provide a review to determine what is needed to fill in the gap, or to help plan your legacy regarding your beneficiaries. Once you figure out how much money you'll need for retirement, it's smart to look at where your retirement income will come from. Retirement planning is about managing your money for the years when you're not working, instead[...]
Minimize Taxes
Understanding tax strategies should be part of any reliable financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. One of the greatest concerns of Americans today is potential for taxes to increase. Rising taxes in retirement is an important risk for savers to understand. [...]
Understanding Sustainable Investing & ESG
Sustainable investing and environmental, social, and governance (ESG) investing enables one to participate as stewards of the planet and its inhabitants by leveraging environmental, social, and governance factors when they invest. The primary goal of the ESG investment is profit, but the impact must benefit beneficiaries for it to be tagged as an ESG investment. The concepts behind ESG investing are significant as they challenge corporate behavior and capitalism in our society. Changing demographics, shareholder[...]
Spring Cleaning Your Finances: How to Declutter Your Financial Life
As we welcome the spring season and start decluttering our homes, it’s also an excellent opportunity for cleaning your finances.Spring cleaning your finances involves reviewing, reorganizing, and eliminating unnecessary financial clutter to make your money management more efficient.Despite its significance, financial cleaning is an area that tends to be overlooked during the spring cleaning spree.To start spring cleaning your finances, it takes separating your financial life into critical sections, including budget review, evaluating financial goals,[...]
Hugh Hewitt
